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David Kaye

Greetings! First of all I am in a fantastic position of working with a well run company that allows us to write mortgages in more than 45 states across the USA. We provide: Traditional, FHA, VA, 1st Time Home Buyers Programs, Reverse Mortgages, Construction and Private Money financing. Land Home Financial Services, Inc. is a full service mortgage banking firm located in California. We have been in business since 1988 and have slowly expanded across the country with the same commitment to knowledge, trust and commitment as we did when we were a small regional lender.

We know that our customers have choices. That's why we work hard to track down alternative loan options and keep our rates competitive and our service levels an utmost priority. At Land Home, we know that choice equals flexibility.

Our multi-state approvals and agency approvals through Freddie Mac, Fannie Mae, FHA, VA allows us access to more lending resources than our clients are able to find anywhere else. We continually strive to find a diverse array of financial sources. Working with the unique needs of each client, our staff can present custom made options. Our staff is ready and able to fund your loans with a very quick turnaround time - as little as 2 - 3 weeks!

I personally have been in the Mortgage business since 1994 and have worked in many phases of the industry. My experience comes in many areas: from sales through senior management I have taken the last 15 years as an educational learning process that enables me to understand the needs of individual clients. I convert that knowledge and experience to an easy straightforward lending experience. My job as a Mortgage Consultant is much more then writing loans. I help clients obtain perhaps the biggest debt of their life. Therefore I have a responsibility to advise them how to manage that debt. I help people integrate the loan they choose into their short and long term financial and investment goals, their payment and equity objectives and assist them in increasing their cash flow while reducing their debt. In these trying times I understand the need to put my clients into an affordable loan that will not come back a few years down the road to upset their life style.

Education is key to our organization. Whether you are a first time home buyer needing to know the ins and outs of a transaction or you are just looking to reduce your current payment I will make sure that you understand the process and there are no questions or surprises after the loan has been funded. For more information contact me Toll Free:

1-800-398-0865

California